I KNOW. I'm super late posting this...sorry. Life has been busy, and I just got carried away living it. But, I'm back now. :-)
Ok, so I'm beginning to think that we just need to raise the budget. Seems like we have a trend of going over now. I don't think my strategy from last month went very well. Being in the store more inevitably makes me spend more. Since that wasn't the best plan, I'm trying something a little different this month. But first for the totals...
Out of our $200 budget for October, we spent $224.28. Yikes! That means that we were $24.28 over our budget.
So...new plan for November? I decided that it would be better to withdraw cash and put it in an envelope for our food budget. I used to be good about doing this, but recently I have been in the habit of just using the debit card, which makes it a bit harder to keep up with everything exactly. So, back to the envelope system...I think this will be really good.
Also, I took a big trip to the store today and bought a bunch of staples {things like beans, rice, peanut butter, etc.} and tried to guess about what we would need for the rest of the month. I also bought produce and some dairy items and I plan to stay out of the store for most of the rest of this month. We'll see how that goes! I think this will help me to see how many bags of rice we use a month, etc. and hopefully help me plan better.
The main plan is...we're just going to keep working at it. :-)
For November we've spent $152.30 out of our $200 budget. I'll try to update on this again later!
Please tell me that someone else is having a hard time staying under budget too?
2 comments:
Not just you! We went over 200 last month too...
We are switching back to envelopes for a lot of things. It is so much better on budget!
Post a Comment